High-Yield Deposit Accounts

Grow your savings and investments with these secure, high-yield account options.

Certificates

Yields up to 5.01% APY1

  • A great option if you don’t need daily access to your investment.
  • Enjoy an excellent yield and guaranteed returns.
  • Choose the term length that works for your investment strategy.
  • Dividends compound quarterly.
Apply now View FAQs

Bump-Up Certificate

Our 24-month Bump-Up Certificate offers the option to bump the rate once during the 24-month term.

Open your Bump-Up Certificate today.

Apply now View FAQs
Certificate – Bump-up Rates
TermAPY‍5Dividend rate
24 months2.37%2.349%
Accurate as of 10/28/2025

Money Market Account

Yields up to 3.01% APY

  • Earn a high yield on your savings while still having access to your cash.
  • Dividends compound and credit monthly on balances of $1,000 and over6.
  • Access your money when needed with up to four fee-free withdrawals a month.
  • Make unlimited deposits into your account.
  • Get free checks upon request.
Apply now View FAQs
Money Market Account Rates – Deposit Combo
BalanceAPY‍6
$1,000,000 and over3.01%
$500,000 to $999,999.992.80%
$250,000 to $499,999.992.51%
$100,000 to $249,999.992.20%
$20,000 to $99,999.992.00%
$1,000 to $19,999.99 0.25%
$0 to $999.990.00%
Accurate as of 10/28/2025

Get better yields in four simple steps.

Apply online in minutes by choosing the account that works for you and answering a few questions.

Hang tight while we review the application – it won’t take more than a few business days.

Fund your new account by transferring from another Connexus account or make a transfer from an external institution.

Relax and enjoy knowing your cash is earning some of the best yields available.

Why choose Connexus?

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FAQs: You asked. We answered.

Money Market Share Cert

Am I eligible to become a Connexus member?

Membership is available nationwide. Please see our Membership Eligibility page for more information on becoming a Connexus member.

Where can I learn more about Connexus Money Market Accounts?

Please see our Money Market Accounts page to learn more.

Where can I learn more about Connexus Certificates?

Please see our Certificate page to learn more.

What is the difference between a Money Market Account and a Certificate?

Both Certificates and Money Market Accounts are federally insured, interest-earning deposit accounts. Certificates typically offer a higher yield in exchange for a fixed term. You may pay a penalty for withdrawing funds before the end of the term.

Money Market Accounts function like a high-yield savings account and allow a limited number of transactions per month without penalty, plus the ability to write checks from the account.

High yields are just a few steps away.
Apply today.

Disclosures

APY = Annual Percentage Yield

See our Fee Schedule for a list of fees you may encounter.

* Calculated based on the difference between the percent earned in interest between Connexus Credit Union’s rate at 4.000% APY compared to 1.880% APY for the National market average over the life of a 2 year share certificate at $10,000. Accurate as of: 10/28/2025. Source: Datatrac

  1. Rates are accurate as of 10/28/2025 and are subject to change. Connexus Credit Union membership and $5,000 minimum deposit required. A penalty will be imposed for early withdrawal. Offer not valid on business or organization accounts.
  2. Rates are accurate as of 10/28/2025 and are subject to change. Connexus Credit Union membership and $100,000 minimum deposit required. A penalty will be imposed for early withdrawal. Offer not valid on business or organization accounts.
  3. Rates are accurate as of 10/28/2025 and are subject to change. Connexus Credit Union membership and $5,000 minimum deposit required. A penalty will be imposed for early withdrawal. Offer not valid on business or organization accounts. Special certificate renews automatically to a standard 12-month term at the rate in effect at the time of renewal, unless instructed otherwise.
  4. Rates are accurate as of 10/28/2025 and are subject to change. Connexus Credit Union membership and $100,000 minimum deposit required. A penalty will be imposed for early withdrawal. Offer not valid on business or organization accounts. Special certificate renews automatically to a Jumbo 12-month term at the rate in effect at the time of renewal, unless instructed otherwise.
  5. Rates are accurate as of 10/28/2025 and are subject to change. Connexus Credit Union membership and $5,000 minimum deposit required. A penalty will be imposed for early withdrawal. Offer not valid on business or organization accounts. Bump-Up Share Certificates allow a one-time rate increase during the original term plus a one-time rate increase during each subsequent term. You must exercise the bump-up rate increase option during the then-current term. Please see the Truth-in-Savings disclosure for more information.
  6. Rates are accurate as of 10/28/2025. Rates are variable and subject to change. Minimum amount to open is $1,000. Must maintain a minimum daily balance of $1,000 to obtain the disclosed APY. Fees may reduce earnings.