PERSONAL LOANS
Get the funds you need and a chance to win.
Choose Connexus for a Personal Loan for a chance to win $1,000.*
Have questions?
Lowest available Personal Loan rates
Unsecured Personal Loans
| Term | APR1 As Low As | Loan Amount | Monthly Payment |
|---|---|---|---|
| 24 Months | 9.99% | $10,000 | $490.93 |
| 36 Months | 10.49% | $10,000 | $345.78 |
| 48 Months | 10.99% | $10,000 | $274.95 |
| 60 Months | 11.74% | $10,000 | $235.29 |
| 72 Months | 13.49% | $10,000 | $216.35 |
| 84 Months | 13.99% | $10,000 | $199.33 |
| Accurate as of 11/23/2024 | |||
Calculators
- What’s the monthly payment? Plug in a few details to determine the cost of your monthly loan payment.
- How do the loans stack up? Compare loan variables and get the complete picture with our calculator.
- When will my card be paid off? Project your card payoff date and interest paid using our calculator.
- What’s my debt-to-income ratio? DTI is a factor when you apply for a new loan. Learn yours now.
New Personal Loans earn a chance at $1,000!*
Ready to apply for an affordable Personal Loan? Choose Connexus for a chance to win $1,000! Open your loan by September 30 for automatic entry in the $1K Giveaway.
Why use a Personal Loan?
Versatile, budget-friendly funds
Cover virtually any upcoming or unexpected expenses including home repairs, medical expenses, weddings, vacations, and more. Or, consolidate high-interest credit card debt into one manageable monthly payment.
Fixed, low rates & affordable payments
With rates as low as 9.99% APR1, Personal Loans offer considerable interest savings over credit cards. Plus, you’ll get a fixed monthly payment that works for your budget.
Rate and term options that work for you
With rates ranging from 9.99% APR to 18.49% APR1 and terms as long as 84 months, you can find the rate and term that meets your specific needs.
Easy application & fast funding
Apply online or by phone in a few simple steps. If approved, we’ll issue you the funds you need – fast.
Brenda
PennsylvaniaBenefits of credit card consolidation
Ready to ditch that credit card debt? Use a Personal Loan to consolidate.
With such a difference between Personal Loan rates and credit card rates, consolidating could save you thousands. In fact, the lowest available APR for a Connexus Personal Loan is 9.99%1, while the national average credit card APR is 27.89%6.
Learn more about Personal Loans
Related blog posts
Struggling to Pay Down That Credit Card? Consolidate With a Personal Loan
Revolving credit card debt is costly. Learn how a Connexus Personal Loan can help you save big on interest costs and pay down debt faster.
WalletHub Names Connexus to List of 2022 Best Credit Unions for Personal Loans
Following a competitive evaluation of financial institutions across the country, Connexus Credit Union was named one of 2022’s Best Credit Unions for Personal Loans by WalletHub. See why we made the list.
Personal Lines of Credit
A personal line of credit is a great solution if you have unexpected expenses. Our Flex and FlexPlus Lines of Credit are treated as a loan, so you only pay interest on the funds you actually borrow.
Features
- Multiple interest rate adjustment options — Flex Line of Credit adjusts monthly. FlexPlus Line of Credit adjusts quarterly.
- Flexible Line Amounts — Flex Line of Credit amounts range from $3,000 to $15,000. FlexPlus Line of Credit amounts range from $5,000 to $25,000.
- Low payments — Minimum payments are 2% of the balance3,4.
- No collateral required — You can feel safe about your borrowing.
- No annual fees — Fewer fees mean more money in your pocket.
- Biweekly payment option available — Two biweekly payments equal one monthly payment.
Available loan features
Debt Protection
We offer life, disability, and involuntary unemployment coverage. See more information.
FAQs: You Asked. We Answered.
Personal Loans & Lines of Credit
Can I protect myself with Life, Disability, and Unemployment coverages on my loan?
What information do I need in order to complete my application?
- Desired loan amount and term
- Personal information (name, address, DOB, SSN)
- Contact information (phone, email)
- Financial information (monthly income & mortgage/rent)
What is the difference between a Personal Loan and a Personal Line of Credit?
Can I pay off my loan quicker than the payment schedule?
What will my rate be?
Personal loan rates range from 9.99% APR to 18.49% APR. Your rate is determined by many factors, including application information, credit history, and selected loan term and amount.